Andrea Jones Insurance: Providing one-stop personalized care and specialized expertise in the Montana Medicare plan market for life.

Confused About Medicare?
Turning 65 Soon? Retiring?  

Andrea Jones Insurance:
Serving Montana Seniors from Bozeman

I'm here to help! I'd like to be your trusted, local, and experienced Medicare plan advisor for life. As a resident of Montana, I understand the unique needs of seniors in our state and with access to multiple carriers I can help find the right plan options to meet your needs. Medicare is complex and often confusing, but I'll work with you to make it clear, simple, and understandable.

My services are FREE TO YOU and I always strive to provide comprehensive, individualized assistance to everyone I meet. Your individual needs are paramount.

I have the experience and expertise that will put you at ease and help you make your decisions with confidence. I offer multiple plan options from the largest, most respected insurance carriers.

Medicare Coverage for Montana

I understand you have many options for obtaining coverage. Working with me rather than calling a carrier directly or an internet-based broker ensures that you get the most accurate information and are presented with options that suit your unique needs. Insurance is not a one-size-fits-all solution. Your plan premium will be the same whether you do your own research and deal direct with the insurance companies or allow me to help you. As a long-time Montana resident, I understand the options available to Montanans and will help you find a plan, or plans, that work for you. You certainly can pay more by being in the wrong plan for you. I’m committed to your health and happiness. 

Types of Medicare Coverage Available in Montana

Medicare Advantage
Medicare Advantage is a type of Medicare plan administrated by private insurance companies who partner with Medicare to provide both Part A (hospital insurance) and Part B (medical insurance) coverage and they often include Part D prescription coverage and other benefits not covered by original Medicare. You can think of a Medicare Advantage plan as an all-in-one plan.
Medicare Supplement Plans
Medicare Supplement plans are offered by private insurance carriers and help pay some of the remaining health care costs, such as copayments, coinsurance, and deductibles that Original Medicare doesn't cover. These plans are often referred to as Medigap plans because they fill the gaps in Original Medicare to help reduce your out-of-pocket expenses.
Medicare Part D
Medicare Part D is the prescription drug benefit component of Medicare and is available to individuals who are enrolled in Medicare Part A and/or B. Medicare Part D is offered by private insurance carriers and it can be purchased in addition to Original Medicare. Most Medicare Advantage plans include drug coverage.
Other Options
To ensure you have the right coverage for your needs, schedule a meeting with me. We’ll discussion your needs and I’ll answer any questions you have.

WATCH: Medicare Made Simple

Medicare Enrollment Periods

Many people ask me, “When can I enroll in a Medicare plan?” I want to help ensure you are in the right plan at the right time. Here is a helpful reference for enrollment eligibility periods.

  1. Initial Enrollment Period – begins 3 months before your 65th birthday and ends 3 months after the month that you turn 65.

  2. Annual Enrollment Period – begins October 15 and ends December 7 each year.

  3. Open Enrollment Period – allows you to make changes to your Medicare Advantage plan from January 1 through March 31.

  4. Special Enrollment Periods – are available under certain circumstances throughout the year, such as moving out of your existing plan’s service area or retiring from a job that previously provided your benefits.

Find Your Ideal Medicare Plan Now

Our Values

Trustworthy service and attention

Exceptional, reliable expertise

Your needs are paramount

Effective, responsive communication

Additional Coverage Offered

Meet Andrea

Medicare and the Medicare plan marketplace can be complicated, time consuming, and frustrating. You don’t have to navigate it alone or deal with impersonal, long-distance call centers. I reside in Bozeman and serve all Medicare eligible Montanans. Whether you are turning 65 soon, retiring, losing your current health coverage, relocating into or within Montana, or simply want to review your current plans or assess/update health needs, I am here to help with expert, trusted advice and exceptional service.

I am a fully licensed, independent insurance agent who specializes in Medicare related insurance plans. I am appointed by multiple insurance companies which provides numerous plan options for my customers. Choosing the wrong insurance plan or missing enrollment period deadlines can be very costly and even negatively impact your healthcare. Medicare, insurance plans and premiums, and your healthcare needs also change over time. I’m here to help ensure you’re in the right plan at the right time.

A little more about me: My family moved to Montana when I was 7 years old. I graduated from Hamilton High School in Hamilton, MT, and obtained Master-level education at the University of Nebraska Medical Center in Physical Therapy. My education has been an exceptional complement to my success as a health insurance agent, facilitating my understanding of medical terminology, customer diagnoses, and prescription drugs. During my free time, I enjoy the numerous outdoor activities that Montana has to offer including mountain biking, skiing, and hiking.

Contact Andrea

You don't have to deal with impersonal, long distance call centers or navigate Medicare on your own. I'd like to be your one stop shop for all your Medicare needs.
I'm available to meet virtually over a ZOOM appointment, in-person or over the phone. Whatever you are most comfortable with.
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Complete an e-Scope of Appointment form

Medicare has many rules and regulations. The Medicare Scope of Appointment form is required by Medicare beneficiaries to give permission to discuss the plans they chose. No obligation.
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